adecamp asked:
Most lenders use the mid score of the three popular credit bureaus. I have heard there are some that use only Transunion though.
Jackie O asked:
do these online companies give legitimate quotes or is it just a scam?
karenldee asked:
I have some home repairs in the near future and am wondering whether it is best to go with home equity line of credit or just refinance on my mortgage. The home is a recent purchase so the mortgage rate would probably not be any lower. I’m leaning toward the line of credit because I also work for a company that is going thru some restructuring and figure having a line of credit available is some security if I find myself out of work. What is your vote… line of credit or refinance?
Andre K asked:
I need to refinance my mortgage or get a new one if I decide to buy a new home. Which mortgage co. is safe and reliable?
honeybaby729 asked:
I need to refinance my mortgage very soon. For the past 6 or so plus months my mail has been flooded daily with offers from various mortgage brokers or lenders offering me a deal of a lifetime. Many say they are offering me refinancing at no cost to me. This sounds a bit fishy, I doubt anyone is willing to help me at no costs. Is there any truths to these offers? I don’t want to waste time contacting these companies and filling out applications if they are not true. Any thoughts? Thanks !
starwarzed asked:
When you refinance your home with another mortgage company then the one you have know, who lets them know you’ve gone with another mortgage company? Are there penelties? We are in a sliding rate and are trying to get into a fixed rate. thanks!
jeff asked:
Need to get a fixed mortgage rate
RSS asked: Is anyone familiar with Madison First Financial (www.madrate.com) and had any experience with this company?
Are they a first rate company with a good reputation? Has anyone used them or known someone that used them for a mortgage?
Mr Yankee asked:
I am having my home appraised Thursday. Other than tidying the place up is there anything I can do to help elevate the appraisal? Does an appraiser physically check the house like a home inspector? Do they verify that all appliances are working? Are they climbing on the roof etc? Thanks
J. asked:
I just refinanced my home last month and got a much lower rate and payment. Of course, this means my mortgage was paid off and a new loan was initiated. Does this affect my credit in a way that would hamper me being approved for a mortgage on a new investment property?
